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帖子主题:区块链:为什么美国技术和金融优势处于危险之中 [美国媒体]

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区块链:为什么美国技术和金融优势处于危险之中 [美国媒体]

区块链:为什么美国技术和金融优势处于危险之中 [美国媒体] 区块链:为什么美国技术和金融优势处于危险之中 [美国媒体] Blockchain: Why U.S Technological and Financial Dominance is at Stake 2018-11-11 tangerl

译文简介

从全球货币的角度来看,加密货币作为一种有效的全球价值衡量标准的出现,将对布雷顿森林体系产生广泛的影响。

译文来源

原文地址:https://nationalinterest.org

正文翻译

原创翻译:tangerl

论坛地址:http://www.ltaaa.com/bbs/thread-482025-1-1.html

Blockchain: Why U.S Technological and Financial Dominance is at Stake

《 区块链:为什么美国技术和金融优势处于危险之中 》

区块链:为什么美国技术和金融优势处于危险之中 [美国媒体]

From a global monetary perspective, the emergence of cryptocurrency as a functioning measure of value globally will have broad implications for the Bretton Woods system.

从全球货币的角度来看,加密货币作为一种有效的全球价值衡量标准的出现,将对布雷顿森林体系产生广泛的影响。

by Scott Nelson

Scott Nelson is CEO of Sweetbridge, an Arizona-based startup that is building blockchain-based protocols for commerce. Previously, he founded and led Trax Technologies, a global SaaS and supply chain services firm.

作者:斯科特·纳尔逊

作者简介:斯科特·纳尔逊是总部位于亚利桑那州的初创公司 SweetBridge 的CEO,该公司正在构建基于区块链的商业协议,此前,他创立并领导了全球SaaS和供应链服务公司 Trax technologies .

Competitor nations are also keenly monitoring these developments, eyeing an enhanced role for themselves on the global stage and investing in their own proprietary versions of the technology. China, for instance, is investing billions of dollars into blockchain development and leads the world in blockchain patent filings. Russia has been quite candid in that it sees blockchain as a means of dethroning the United States from its financial and economic pedestal.

竞争对手国家也在密切关注这些发展,着眼于在全球舞台上提升自己的地位,并投资于自己专有的技术版本。

例如,中国正在投资数十亿美元开发区块链,并在区块链专利申请方面领先世界。俄罗斯则非常坦率地承认,它视区块链为一种推翻美国金融和经济基座的手段。

WHAT'S DEFINITE is that a new digital monetary era is on the horizon; what’s uncertain is what role America will play in this system.

确定的说,一个新的数字货币时代即将到来,不确定的是,美国将在这个体系中扮演什么角色。

Such comments have obfuscated the role that crypto-tokens will soon play in economic activity and the true potential these systems offer—particularly in conjunction with other emerging technologies like artificial intelligence, the Internet of Things and robotic process automation. They also take for granted the question of the United States’ status as a leader in innovation, and fail to consider the steps it must take to spearhead the next technological revolution in the same way it led the last one.

这些评论混淆了加密令牌不久将在经济活动中扮演的角色,以及这些系统所提供的真正潜力——尤其是与人工智能、物联网和机器人过程自动化等新兴技术结合在一起时。

他们还认为美国作为创新领袖的地位是理所当然的,没有去考虑像引领上一次革命一样,美国必须采取何种步骤来引领下一次技术革命。

At the crux of the problem is a regulatory logjam that applies yesterday’s rules to tomorrow’s economy. Numerous federal agencies have asserted jurisdiction over cryptocurrencies and issued confusing and even contradictory regulatory guidance, bogging innovators down with compliance costs and legal risk. States individually have their own diverse rules and regulations governing securities and money service businesses, complicating matters even further.

问题的症结在于,将昨日的规则应用于明日经济的监管僵局。

许多联邦机构宣称对加密货币拥有管辖权,并发布了混乱甚至矛盾的监管指导,使创新者陷入合规成本和法律风险之中,各州对证券和货币服务业务有各自不同的规则和条例,使问题进一步复杂化。

Such labyrinthine and non-malleable structures are a liability in a rapidly evolving state of play. In a 2016 essay about the onsetting Fourth Industrial Revolution, Klaus Schwab, founder and executive chairman of the World Economic Forum, argued that the ability of governmental systems to be nimble and adapt in the face of new technologies that redistribute and decentralize power will ultimately determine their survival.

这样的迷宫式和非延展式的结构是快速演变状态下的一个不利因素。

世界经济论坛创始人兼执行主席克劳斯施瓦布(Klaus Schwab) 在2016年发表了一篇关于第四次工业革命前景的文章中指出,政府系统在面对新技术重新分配和分权时,能否灵活适应,最终将决定他们的生存。

COMPARISONS OF the current blockchain boom to the Internet craze of the 1990s are frequently and appropriately made, as both periods have been characterized by rapid technological disruption and new forms of wealth creation. However, the reality is that the current pace of technological change far surpasses anything witnessed two decades ago. This heightened pace of change is attributable to the Internet’s maturity as a global communication platform—allowing for instantaneous collaboration, criticism and feedback loops.

将当前的区块链热潮与20世纪90年代的互联网热潮进行比较是经常而恰当的,因为这两个时期都经历了技术的快速颠覆和新形式的财富创造。

然而,现实情况是,目前技术变革的速度远远超过20年前的任何事情。

这种加快的变化速度归功于互联网作为全球交流平台的成熟,它允许即时协作、批评和反馈循环。

Further, enormous sums of money are being thrown directly at technologists who don’t have traditional boards, management structures or investors attaching strings to those funds.

此外,巨额资金正直接投向那些没有传统董事会、管理结构或投资者对这些基金施加附加条件的技术人员。

While these regulations are ostensibly in place for consumer and investor protection purposes, the GAO found that consumers aren’t being prejudiced by fintech companies any more than they are by other types of financial service businesses. In fact, consumers were more likely on a weighted basis to file complaints with the Consumer Financial Protection Bureau against traditional financial institutions than fintech startups.

尽管这些规定表面上是为了保护消费者和投资者,但审计总署发现,消费者对金融科技公司的偏见并不比对其他类型的金融服务企业更严重。

事实上,在加权基础上,消费者更有可能向消费者金融保护局 (Consumer Financial Protection Bureau) 投诉传统金融机构,而非金融科技初创企业。

As Schwab of the World Economic Forum articulated, an “agile governance” approach is required: “Regulators must continuously adapt to a new, fast-changing environment, reinventing themselves so they can truly understand what it is they are regulating.”

正如世界经济论坛的施瓦布所阐述的那样,"灵活治理" 方法是必要的:" 监管者必须不断适应快速变化的新环境,进行自我改造,这样他们才能真正理解他们所监管的是什么。"

This means that Congress and current involved regulators—particularly the CFTC, SEC, IRS, FinCEN and the Federal Reserve—must define the meaning of cryptocurrencies in the context of capital raising, investment or utilities, and articulate boundaries for innovators in this space while providing breathing room for experimentation. Over-regulating or creating excessive ambiguity will only exacerbate the current problems.

这意味着,国会和目前参与其中的监管机构——尤其是 CFTC、 SEC、 IRS、 FinCEN 和联邦储备委员会 ——必须在融资、投资或公用事业的背景下界定加密货币的含义,并为这一领域的创新者明确界限,同时为实验提供喘息空间。

过度管制或制造过度模糊只会使目前的问题更加严重。

The United States proved two decades ago the model for fomenting, spurring on and leading a technological revolution that transformed the world—freedom and restraint of regulatory zeal. If it incorporates those lessons learned and takes steps to reinvigorate and provide a streamlined means of experimentation for its entrepreneurs and innovators, it can serve as the epicenter of yet another world-changing technological transition.

20年前,美国就证明了自己的模式,激发、推动并领导了一场技术革命,这场革命改变了世界——监管热情的自由和克制。

如果它吸取这些经验教训,采取措施重振旗鼓,为企业家和创新者提供一种简化的试验手段,它就能成为又一次改变世界的技术转型的中心。

评论翻译

原创翻译:tangerl

论坛地址:http://www.ltaaa.com/bbs/thread-482025-1-1.html

kye154

The U.S has been losing it Technology all along, ever since American corporations decided to chase the cheap labor overseas. All you have to do is look at the manufacturing sector of the GDP. It's struggling to make 7%, (with the help of some fudged figures by the Bureau of Economic Analysis), Manufacturing use to be in the range of 33-36% of the GDP in the 1950's.

As for the U.S. Financial Dominance being at Stake, its looking very bad now. Just today, Russia's Deputy Foreign Minister Sergei Ryabkov said, Washington’s latest sanctions is accelerating a growing number of countries interested in replacing the dollar as a medium in global oil trades and other transactions. The world’s second-largest economy and Washington's trade war nemesis, China, has already taken steps to challenge the greenback's dominance with the launch of an oil futures contract backed by Chinese currency, the petro-yuan. China and Iran have already agreed to stop using the dollar in global trade as China has ramped up purchases of Iranian oil in defiance of US sanctions. Russia is already dumping Its U.S. treasury holdings, and so is Japan. It is only a matter of time now, before many of the European countries will too. Last month, 9 of the 14 OPEC nations seemed ready to dump the dollar, the Saudis not tipping their hand yet.. Consequently, the move away from the dollar will cause a speed up of the duation of the dollar, and less demand for the dollar will make it become worthless in trade and a melt down of U.S. economy will happen in very sort order. And on top of that, to think America has a $22 trillion debt to pay off, and with no creditor willing to take worthless dollars, you can be assured of seeing a major train wreck! The only way that the debt is going to be satisfied is by selling off states. Russia literally had to give up real-estate in the 1990's when it's former government collapsed, and so did France in 1803, (if you recall the Louisiana Purchase, to help France pay off some of its debts).

The size of our debt could very easily reduce the size of the country, in the selloff, to that of the District of Columbia. But, there is a positive side to this. At least it would be far easier and cheaper for Trump to build his wall around the District of Columbia, than it would have been along the Mexican border, to keep out all of us "expats", (now designated as potential "Illegal Aliens"), and would have far less people on Social Security, or Medicare, or any other form of financial aid.

自从美国公司决定在海外寻找廉价劳动力以来,美国一直在失去科技优势。

你所要做的就是看看 GDP 中的制造业占比。在经济分析署( Bureau of Economic Analysis) 捏造的数据的帮助下,制造业在20世纪50年代曾占到 GDP 的33%-36% 。

至于美国的金融主导地位岌岌可危,现在看来非常糟糕。

就在今天,俄罗斯外交部副部长谢尔盖 · 里亚布科夫说,华盛顿最近的制裁加速了越来越多的国家对取代美元作为全球石油交易和其他交易媒介的兴趣。

MargusLaurts

The problem with mass adoption of blockchain technology is that customers don’t really know the technology that much, therefore, using it on mass market is still risky.

However, in Asia blockchain is way closer to become a mass technology than in Western countries. People more and more often receive salaries in cryptocurrencies and use blockchain products in their daily life. So, if to expect that blockchain will become a mass technology one day (and I believe it should), would be reasonable to conclude that it will start in Asia.

Here things get really interesting. When could we see blockchain solving people’s daily needs on a regular basis and worldwide? I think 2019 will show us the way. In 2018, blockchain has already moved way further from just being a fintech innovation, and in 2019 we can see first successful mass businesses.

The question is, will people be ready?

Some experts go even so far as to saying that blockchain now is something that Internet was in 90s. This, however, seems quite an overstatement, simply because blockchain has to share its glory with other great innovations.

Of course, in 90s there also existed other innovations except for Internet yet the competition was way, way lower. What blockchain could achieve, however, is to get out there more projects of Bitcoin’s level of popularity - this means, the kind of popularity not just among Coindesk reading crowd, but go to the mass audience.

In order to make it happen though, I think businesses have to spend some time educating their customers, explaining to them the concept of blockchain, therefore, increasing public awareness and trust.

As for the government's regulatory policy, this is a very important point mentioned by the author, and the chaos of the US financial regulator in blockchain is indeed a great impediment.

大规模采用区块链技术的问题在于,客户并不真正了解这项技术,因此,在大众市场上使用这项技术仍然存在风险。

然而,在亚洲,区块链比在西方国家更接近成为一个大众技术。

人们越来越经常收到加密货币的工资,在他们的日常生活中使用区块链产品,因此,如果期望有一天区块链将成为一个大规模应用的技术( 我相信它应该汇 ) ,认为它将开始在亚洲将是合理的结论。

事情变得非常有趣。什么时候区块链能在全球范围内解决人们的日常需求?我认为2019年将为我们指明方向。

2018年,区块链已经从仅仅是一个金融技术创新向前迈进了一大步,2019年我们将看到第一批成功的大众企业。

问题是,人们准备好吗?

一些专家甚至说区块链就像90年代的互联网一样,然而,这似乎有点言过其实,因为区块链不得不与其他伟大的创新分享它的荣耀。

在90年代,除了互联网以外,还有其他的创新,但是竞争是非常非常低的。

然而,区块链可以实现的是,走出去有更多比特币普及水平的项目——这意味着,这种普及不再局限于只是在 Coindesk上阅读的人群,而是走向大众。

为了实现这一点,我认为企业必须花费一些时间教育他们的客户,向他们解释区块链的概念,因此,提高公众的认识和信任。

至于政府的监管政策,这是作者提到的非常重要的一点,美国金融监管机构在区块链方面的乱象的确是一种极大的阻碍。

MattMarkham

If you were to put it on a scale next to the early days of the internet, we are in the dial-up modem phase. It’s still not seen as 100% necessary by most enterprises and the hype right now fair outweighs the utility, but it’ll get there.

如果你把它放在互联网早期的位置上,我们处于拨号调制解调器阶段。 对于大多数企业来说,它仍然没有100%的必要性,现在的炒作已经超过了效用,但是它会实现的。

Rahul Behera

As points out in this article, regulations is kind of a big deal. At the forefront, this problem is the first that needs to be solved.

And the other thing is audits: There needs to be a feedback loop, a self-correction loop, that exists for all platforms going public. For instance, once a smart contract is written, they need to be audited by a standard establishment. An average human cannot differentiate between an unsecure and a secure contract. An specialized auditing organization is needed.

正如本文所指出的,监管是一件大事。在最前沿,这个问题是需要首先解决的。

另外一个就是审计,需要有一个反馈循环,一个自我修正循环,存在于所有公开的平台上。

例如,一旦签订了一份的合同,就需要由一家标准机构进行审计,普通人无法区分不安全的合同和安全的合同这需要一个专门的审计组织。

Rando

Block chain technology is become more and more familiar for ordinary Chinese. Most famous example is BitCoin, which you can hear almost everyone is talking about.

But when it comes to the specific details of the technology, I believe most people know nothing. The most possible application of block chain technology may happen in FinTech field. But I believe that won’t happen in the visible future, not only because of the immature of the technology itself, but also the legal issues, ethic issues and government.

区块链技术越来越为普通中国人所熟悉,最著名的例子就是比特币,你可以听到几乎每个人都在谈论它。

但是当涉及到这项技术的具体细节时,我相信大多数人什么都不知道。

区块链技术最有可能应用于金融科技领域,但是我相信在可见的未来不会发生,不仅仅是因为技术本身的不成熟,还有法律问题、道德问题和政府问题。

Admir

Many people have misunderstood that blockchain is bitcoin, all kinds of tokens what, in fact, blockchain is a technology, can be extended to finance, people's livelihood, services, security and so on almost unlimited areas, cryptographic currency is only one of its functions.

In the financial, technological and economic spheres, its greatest impact is to provide efficiency, unleash potential, and be transparent and open-even, as the authors say, not only as a tool for money laundering, but as a tool to curb money laundering. I look forward to the future development of blockchain technology, in blockchain technology, the United States is not behind people, or even has been leading the trend, but the overall situation is not optimistic, compared to China's rapid realization of cashless Asian countries, the public affinity for new technologies is obviously inferior to them-creating a different environment, Has affected the U.S. government, and that's all that matters.

在其它国家,包括美国、中国,第四次工业革命这样的话题显然不会深入大众群体,只有少数精英阶层关注和引领,这是普遍规律,但是令人担忧的是,中国人有一种神奇的能力,就算不知道是什么东西,也会无意识、自动的融入其中——这也许是一个正在崛起的大国所独有的活力,而在美国身上显然没有发现这种活力的存在。。

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      2018/11/11 15:05:46

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      • 军衔:海军上士
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      美元骗局已经走到头了。好歹还有个税收做抵压。不知数字币,是代表哪个国家的主权货币。谁对最终兑付是负责。现代金融已经脱离了原来以提 供汇兑和放贷为主,更多的作为资本拥有者借以剥削他人的财富的手段。可以称为伪金融。其表现为其超出合理利润的赌博性质。现在宣传的数字货币,是帮助美国摆脱美元废纸化的一种手段。美元通过数字货币脱身(美元变成可以通过技术突破可以无限“印”制的“币”),然后数字货币的死活和接盘者最后连债务人(兑付人)都找不到。这才是数字货币真相。

      2018/11/12 14:57:18
      左箭头-小图标

      这已经不是大概率的问题,而是大趋势的问题。

      2018/11/12 12:58:30
      左箭头-小图标

      呵呵,笑而不语……

      2018/11/11 21:36:36
      左箭头-小图标

      我不信任这些没有[国家或者企业]去担保的货币, 此外, 黑客多次抢劫日本韩国比特币交易所, 代表安全性堪忧!

      2018/11/11 17:30:50

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